Airdays gives employers a simple way to cover the one financial obligation their benefits have always ignored — housing.
Rent is the number that reshapes everything else.
The car. The school district. The doctor's bill.
We can't solve housing.
But employers can put days on the board — every month.
23.2 million US renter households pay more than 30% of their income on housing.
No current benefit program touches that number.
Airdays does.
Your employer makes a monthly contribution to your Housing Benefit Account. It goes directly to your landlord or mortgage servicer — verified, on time, every month.
Financial stress costs employers an average of $4,800 per employee per year in lost productivity. Housing is the primary driver. Airdays is the first benefit account that addresses it directly.
Move the sliders. See the days. This is what the benefit looks like in a real month, at your rent, at any contribution level.
At $100/month, your employer covers the first 2 days of rent every month — 16 Airdays per year. That's the 1st and 2nd of every month. On the board before you open your eyes.
Based on $100/month employer contribution, W-2 reportable. Net-to-employee calculation assumes combined effective tax rate of ~34% (FICA 7.65% + 22% federal + ~4% state). The full contribution flows to the housing payee — the tax is a W-2 adjustment, not a reduction in benefit delivered. Daily housing cost = monthly rent ÷ 30.
One day of rent or mortgage covered by your employer. At $100 per month, an employee in Texas receives 17 Airdays per year — days in which housing arrives regardless of the month's other pressures.
It isn't branding. It's behavioral design. A benefit expressed in days of housing is experienced as security. A benefit expressed in dollars is a small number in a large budget.
If your question isn't here, email us at hello@airdays.io — we answer everything.
One day of rent or mortgage covered by your employer. On average you will receive 17 Airdays per year, based on $1,400 per month rent — 17 days in which your housing is paid for before the month even starts. The more your employer contributes, the more days you receive.
The account is set up specifically for housing — rent or mortgage, nothing else. Think of it the same way you'd think of a 401(k): the money is earmarked for a purpose, and that's actually what makes it work. It goes straight to your landlord or mortgage servicer. Your employer isn't deciding how you spend your money — they're making sure your housing gets covered.
Whatever is in your account when you leave is yours. Your employer stops contributing when your employment ends — but any balance already there stays in your account and gets applied to your next housing payment. You don't lose a dollar of what's been contributed on your behalf.
Payee verification is part of the enrollment process. If your landlord doesn't currently accept ACH, our team works with them to set it up — most landlords, property managers, and mortgage servicers accept ACH as standard. If there's an exception, we'll walk you through it. Contact us at hello@airdays.io.
The employer contribution is W-2 reportable income — meaning it's subject to standard income tax and FICA (7.65%). The full contribution flows to your housing payee; the tax treatment shows up as an adjustment on your W-2. At $100/month, your net benefit is approximately $78/month after tax — still 17 days of housing secured, regardless.
A raise is absorbed — research consistently shows that wage increases lose their psychological impact within 6–12 months as lifestyle adjusts. A housing benefit doesn't adapt away. Rent gets paid every month and the employee experiences that relief every month. The designated nature of the benefit also means it reaches housing — the primary driver of financial stress — rather than diffusing into general spending. Same cost to you. Measurably different outcome.
One HRIS integration — Workday, ADP, BambooHR, Paychex, or Gusto — handles enrollment, contribution processing, and ongoing sync. After setup, the platform runs automatically. You set the monthly contribution amount, we handle everything else. There is no manual reconciliation, no per-payment administration, and no ongoing vendor management beyond your standard benefits stack review.
Airdays operates as a Section 3(1) ERISA welfare benefit plan. As plan sponsor, your fiduciary obligation is to administer the plan in accordance with the plan document — which we provide at onboarding. The Benefit Plan Document, Summary Plan Description, Form 5500 data module, and immutable compliance audit log are all included. Your compliance posture is documented, auditable, and defensible. For specific legal questions about your organization's obligations, we recommend consultation with ERISA counsel.
$8 per enrolled employee per month — all-in platform fee. This covers account administration, HRIS integration, payee verification, ACH disbursement, and the full ERISA compliance package. The employer contribution amount is set by you and is separate from the platform fee. There are no setup fees, no per-transaction fees, and no minimum employee count.
Airdays covers both renters and homeowners — contributions can be directed to mortgage servicers as well as landlords. If a meaningful portion of your workforce is cost-burdened — paying more than 30% of income on housing — the benefit is relevant regardless of tenure or role. We can help you assess the likely uptake in your specific workforce before you commit.
Airdays is currently onboarding its first Texas employers and broker partners. We are in pre-launch with a defined go-to-market timeline. Request access above and we'll be in touch within one business day to discuss your situation and timeline.
No. Airdays is the first employer-funded Housing Benefit Account platform. Student loan repayment, emergency savings, and financial wellness programs exist — but none of them address housing, the largest monthly financial obligation most employees carry. The category is new. That's the point.
Housing instability is structural.
Employer delivery is the correct layer.
Airdays is the platform that makes it possible — today.